15 Year Fixed Loan Rates

Best Current Mortgage Rates 15-Year Fixed Rate + Refinance Rates Mortgage rates for 30-year fixed mortgages fell this week, with the current rate borrowers were quoted on Zillow Mortgage Marketplace at 4.26 percent, down from 4.41 percent at this same time last.

Move over, 30-year fixed-rate mortgage. A shorter-term loan is enticing scores of home-owners to switch, now that they can finally afford to do so. Record-low rates are helping transform the 15-year.

Rate History and Trends. While 15-year mortgages come with fixed rates, there are different types of loans that will affect your rates and APR. Bear in mind that rates change from day-to-day, so don’t be surprised if you get different quotes on different days or weeks.

NerdWallet’s mortgage rate tool can help you find competitive, 15-year fixed mortgage rates customized for your needs. Just enter some information about the type of loan you’re looking for and you’ll.

Todays 30 Year Fixed Rate Today’s VA loan rates: 30-year Fixed VA Loan 3.125 % 3.371 % APR: 15-Year Fixed VA Loan. and 0.375 discount points for a 15-Year Fixed VA Loan and 0.375 discount points for a 30-Year Fixed VA Loan. Rate availability will depend upon an individual’s credit score and details of the loan.

15-Year Fixed Mortgage Rates . A homebuyer who qualifies for a 15-year fixed-rate mortgage makes fixed payments over the course of 180 months, instead of the 360 months with a 30-year fixed-rate mortgage.

The 30-year fixed loan is by far the most common loan program, but adjustable rate mortgage (ARM) and 15-year fixed loans offer lower rates. If you’re ok with the higher monthly payment of the 15-year fixed loan or the possibility of your rate changing with the ARM, one of these loan programs.

30 Yr Fixed Interest Rate Today With lower interest rates and a shorter payoff period than a 30-year fixed-rate mortgage, and lower monthly payments than a 15-year fixed-rate mortgage, the 20-year fixed rate hits the sweet spot.

Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage, A Division of SunTrust Bank). Rates also assume a 30 day lock and are subject to change without prior written notice.

The shorter your fixed-rate loan, the lower your mortgage rate. So 10-year fixed mortgage rates are lower than those on 15-year loans, which are lower than 20-year rates, which are lower than 30-year fixed mortgage rates. You pay much less interest with the shorter loans and lower rates,

May 17,2019 – Compare Washington 15-Year Fixed Refinance Mortgage Refinance rates with a loan amount of $250000. To change the mortgage product or the loan amount, use the search box on the right. Click the lender name to view more information. Mortgage rates are updated daily.