Habitat for Humanity works in partnership with God and people everywhere, from all walks of life, to develop communities with God’s people in need by building and renovating houses, so that there are decent houses in decent communities in which God’s people can live and grow into all that God intended.
Habitat for Humanity was founded on Christian principles of love in action and neighbor helping neighbor, is ecumenical and serves families regardless of religious affiliation.
Habitat for Humanity of Southwest Utah (HFHSWU) is NOT a give away program.
HFHSWU builds houses and sells them to low income families at no profit and 0% interest.
Families are selected on their ability to pay, willingness to partner with Habitat for Humanity (including providing up to 500 sweat equity hours) and their need.
Funds are secured from area individual and business donations, national foundations and government grants.
Donations to HFHSWU stay in Washington County unless otherwise requested.
Less than 20% of HFHSWU’s annual budget is used for administration and fundraising.
Title is transferred to family at closing.
Families make a down payment and monthly principal, insurance and tax payments to Habitat.
Mortgage payments are deposited in a revolving account and used for future construction costs.
Hundreds of volunteer hours are donated behind the scenes and at the construction site
Many general contractors, sub contractors and construction material suppliers discount and donate services and supplies.
A typical 3 bedroom 2 bath house is 1,350 square feet and meets all CC&R requirements
The approximate selling price is $125,000-$135,000 with a monthly principal, interest and tax mortgage payment of near $500.
The family does not own full equity in the house until the start of the eleventh year of their mortgage.
Habitat houses have been built in St. George, Washington City, Santa Clara, Ivins, Bloomington, Hurricane and LaVerkin.
The 15th Habitat house in Coronado Ridge, Hurricane was dedicated in February 2010.