Current Fixed Mortgage Rates

View current mortgage rates from multiple lenders at realtor.com. Compare the latest rates, loans, payments and fees for ARM and fixed-rate mortgages.

Bank Rates Mortgage Rates Today FHA Mortgage rates fha mortgage rates remain Near Historic Lows . Nearly four out of 10 buyers who purchased a home in November of 2009 did so with the help of a mortgage loan insured by the Federal Housing Administration, or FHA.

Compare mortgage rates from multiple lenders in one place. It’s fast, free, and anonymous.

Prime Loan Interest Rate The prime rate for a bank is the base rate that bank uses to set interest rates for other consumer loans, credit cards and automobile loans, to name a few. In other words, the best borrowers on standard loans receive the prime rate.

Refinance rates valid as of 25 Sep 2019 03:40 pm EDT and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM and.

Current Interest Rate On Home Loan The interest rate table below is updated daily, Monday through Friday, to give you the most current purchase rates when choosing a home loan. Use our mortgage calculator to get a customized estimate of your mortgage rate and monthly payment.

The mortgage rates are valid as of Central Time and assume the borrower has excellent credit (740 credit score or higher). Your actual APR may differ depending on your credit history and loan characteristics. ARM interest rates are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM and 7 years for a 7/1 ARM).

View and compare urrent (updated today) 30 year fixed mortgage interest rates, home loan rates and other bank interest rates. fixed and ARM, FHA, and VA rates.

The NAHB sees 30-year fixed rates rising to 5.08% in 2020, when they anticipate ARMs to jump from 2019 estimates of 4.46% to 4.63%. Comparison to Other Mortgage Rates. When selecting a mortgage, there are many different mortgage products and terms to choose from, each of which has different interest rates.

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30-Year Fixed-Rate Mortgage: The payment on a $200,000 30-year Fixed-Rate Loan at 3.875% and 74.91% loan-to-value (LTV) is $940.48 with 2.125 points due at closing. The Annual Percentage Rate (APR) is 4.151%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater.

View today’s mortgage rates for fixed and adjustable-rate loans. Get a custom rate based on your purchase price, down payment amount and ZIP code and explore your home loan options at Bank of America.

How to read our rates. The current mortgage rates listed below assume a few basic things about you, including, you have very good credit (a FICO credit score of 740+) and you’re buying a single-family home as your primary residence.Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for each of the different mortgage loans U.S. Bank offers.