Growing numbers of loans have multiple indications of serious future risk of nonpayment – combinations of low credit scores of 640 or less and debt-to-income ratios that exceed 50 percent. Given these.
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FHA Credit Score Requirements in 2017, According to HUD. The Department of Housing and Urban Development (HUD) manages the fha home loan program. They also set the rules for credit scores, down payments, debt ratios, and other eligibility criteria. They are the official source for rules and guidelines.