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A licensed Louisiana FHA Lender can offer you a better loan including: Louisiana First Time Home Buyer Loan. This fha loan program was created to help increase homeownership. The FHA program makes buying a home easier and less expensive than any other types of real estate mortgage home loan.
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The FHA loan program is one of the most popular first-time homebuyer programs in Louisiana. So, what is an FHA loan? Backed by the federal housing administration (fha), these loans are distributed by local, third-party lenders in the state. They come with lower interest rates but the biggest benefit is a low down payment requirement.
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Looking for home mortgage rates in Louisiana? View loan interest rates from local banks, LA credit unions and brokers, from Bankrate.com.
Louisiana is a recourse state, and this means that if you lose your home to foreclosure, the lender can come after you for any money they may have lost from selling the property. Additionally, Louisiana is a judicial state so the mortgage holders must go through the courts to start the foreclosure process.
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